CTS Full Form

A Complete Know-How About The CTS Full Form

In the following paragraphs, you will know what the abbreviation CTS stands for. Not one, but two such full forms will be discussed herewith. One full form is Cheque Truncation System, and the other is Clear to Send. You will learn about their functions and the need in our daily lives. Both hold separate importance, and therefore you really cannot decide that one is more important than the other. 

  1. Cheque Truncation System

The Reserve Bank of India had launched this system for quicker and error-free clearance of cheques by the banks. The cheques are therefore not transferred physically from one bank to another. The system uses an image of the cheque that is transferred online to the other bank. The drawee bank receives an electronic image of the cheque along with an MICR number from the drawer bank.

A Glimpse at Its History 

  • 2008: The CTS was introduced in New Delhi by the Reserve Bank of India.

  • 2011: CTS was introduced in Chennai in September. 

  • August 2013: RBI dictated that the banks would accept only CTS-2010 cheques. 

Benefits of Using CTS

  • Quicker transaction of cheques that saves time and money

  • Fewer chances of transactional mistakes

  • Cheques are cleared faster than before

  • No cases of cheques being lost 

  • Cross-state transactions made possible.

  • Reduced chances of frauds related to cheques

  • It has taken off a great load from the banks.

The benefits of using the CTS have made it a great invention. Bankers have subsequent faith in it and rely on it more than transferring cheques through persons. 

  1. Clear to Send

Clear To Send can be explained as a flow control signal in the RS-232 standard. Its primary purpose is to indicate a proper data transmission by a line or a device. The message is sent as a response to an RTS (Request To Send) flow control signal. The sending device sends the RTS, and the receiving device sends the CTS signal. Once the receiver is ready to receive the signal it sends the signal and the sender transfers the data. CTS and RTS help the receiver and the sender to help in the proper transmission of data. 

Benefits of CTS

  • Reduces frame collisions 

  • Reduced disturbance in the transmission of data and signal

  • A quick and effective response


Since you have understood the two meanings of CTS, you will not have any difficulties in understanding their usage any further. In case you have any doubts then do take the help of the following FAQs that will be of immense help. If that is also not enough then you can surely take resort to the internet and find answers to all your queries.

FAQ (Frequently Asked Questions)

1. Are the Benefits of the Cheque Truncation System True?

Ans: Yes. The benefits of the Cheque Truncation System are true. All the banks use this system for a flawless and error-free transaction. It also makes sure that the cheque is scanned well before sending it.

2. Is Using the Cheque Truncation System Really Helpful?

Ans: Yes. It is really helpful for the ones working in the banks. Since they have a hectic schedule there were mistakes being committed where cheques were not credited or debited properly. Thus, with this electronic system the mistakes have reduced remarkably.

3. What is RTS ?

Ans: If you understand what is Clear To Send (the cts full form), you will also come to know what is RTS. The full form of RTS is Request To Send. It is used as a signal to transmit data in a line or device.