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Fur-bearing animals are mostly found in ________.
A. desert area
B. equatorial region
C. polar region
D. tropical region

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Answer
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Hint: Fur-bearing animals mean the animals which have fur. This fur helps the animals to protect them from the outside atmosphere, especially the cold.

Complete step-by-step answer:
There are many fur-bearing animals like the polar bear, reindeer, snow fox, etc. a layer of thick wool is found on their body to protect them from the severe cold. This helps them to maintain their body temperature. These animals have adapted themselves to this kind of temperature. The fat in their body also helps them to keep them warm. The fur-bearing animals are mostly found in the Polar Regions where the temperature is less than 10 degrees Celsius. These Polar Regions are the geographical area around the poles (the North Pole and the South Pole). The north is the Arctic circles and the south is the Antarctic Circle. This is so-called because this floating sea ice covers most of the Arctic Ocean in the north and the Antarctic Ocean in the south. Polar Regions receive a very less amount of sunlight as these regions are far from the equator. The major effect on the climate of the Polar Regions is because of the axial tilt of the Earth. Due to much more amount of ice and snow, a large part of the sunlight is also reflected that contributes to the cold.

Thus, option (C) is correct.

Note: The Polar Regions are characterized by extremely cold temperatures, heavy glaciations, and the extreme variation of the daylight hours. It has twenty-four hours of daylight in the summer and completes darkness in the winter.