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What is EMI ?

EMI stands for ‘Equated Monthly Installment’ and is one of the payment options available on Vedantu. It lets you pay in easy monthly installments over a period of 3 to 24 months (depending on the tenure selected) instead of paying all at once.

What is No Cost EMI ?

This EMI option allows you to purchase the subscription at no processing fee and no interest cost. You can avail this option if there is a No Cost EMI option offered in any of the credit cards, debit cards or cardless options listed. Please note this option is available only on the selected products.

What is EMI with interest ?

This EMI option is available on credit cards of most leading banks all at a certain interest cost. To view the available tenure options, interest and monthly installment, select the credit card of your choice from the list.
If you pay using a credit card, debit card or cardless option eligible for No Cost EMI, a discount equal to interest charged by the bank is provided to you by Vedantu upfront at the time of payment.

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TERMS & CONDITIONS

The feature of Recurring payment mandate or Auto debit option is provided to our customers to simplify their course fee payment option and provide them a facility to pay in installments. The facility is provided in partnership with various payment gateways (such as razorpay and payu etc.) and the associated Bank and Credit card companies of the customers.

The transaction fee charged by the payment gateways and banks for enabling this feature is a part of the course fee and the customer may not need to pay anything in addition to the total course fee. The customers availing this option for fee payment shall note the following points:

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The customer should ensure sufficient balance/credit line is maintained in the bank account/card account on the installment due date as the system automatically raises a auto debit mandate request to the bank/card company for deduction of installment amount on the installment due date.

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In case the transaction fails due to lack of funds, the auto debit mandate is requested 2 more times in the next two days and if it fails again, it will be treated as an ECS bounce and services will be inactivated. There may be additional charges from the bank/card company when an auto debit mandate fails due to lack of funds similar to cheque bounce charges.

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In case, the customer requests a refund (for courses where refund is applicable), the cancellation will be routed through the payment gateways and the amount will be refunded to the customer’s card/bank account used for paying for the course fee through the Auto Debit/Recurring payment mandate feature. The transaction charges of the payment gateway and the bank will be deducted from the refund amount.

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Any claims with respect to the above mentioned, shall be routed through Vedantu to the payment gateway partner.

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